Set spending limits per category, log expenses as you go, and see instantly where your money stands this month.
Start with your monthly take-home pay, then add a budget limit for each spending category.
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Start with 5–8 broad ones (housing, groceries, transport, fun, savings…). Too many categories and you'll stop logging; too few and the budget tells you nothing. You can always split a category later.
Budget from your lowest typical month, not your average — and treat anything above it as bonus savings. Our guide How to Budget With Irregular Income covers the full method.
Yes. Everything is stored in your own browser (localStorage) — nothing is sent to any server. Pro adds optional encrypted cloud sync.