See exactly when you'll be debt-free — and how much interest you're really paying.
Enter your balance, APR, and monthly payment. The calculator uses the standard amortization formula to show your exact debt-free date and total interest — the same math banks use.
The shocking part for most women: on a $8,500 balance at 19.9% APR with $300/month payments, you'll pay thousands in interest alone. Even $50 extra per month can shave off months and save you hundreds.
Pick the one you'll actually stick with — the best method is the one you follow.